Private Mortgage Group
ITIN & Foreign National Home Loans · Texas Only · NMLS# 2524161

Frequently Asked Questions

Plain answers to the questions we hear most from ITIN holders and foreign nationals buying a home in Texas.

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10% Down
Minimum Down Payment
30-Year Fixed
Loan Term
$100K–$480K
Loan Range
No PMI
No Mortgage Insurance
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Eligibility & Location

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Loan Amounts & Down Payment

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Documents & Income

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Process & Timeline

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Property Requirements

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Rates & Fees

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After Closing

Still have questions?

Our team is happy to walk through your specific situation — whether you're just starting to explore or ready to apply.

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ITIN Mortgage Texas Guide →

Full program details, requirements, and down payment options

Borrower Overview →

How to qualify, prepare, and what to expect from start to close

Contact PMG →

Reach out with questions or to get started with your application

Ready to Own a Home in Texas?

Private Mortgage Group has funded over $250 million in ITIN and foreign national home loans. No SSN required. No prepayment penalty. Texas only.

Texas only • No SSN required • 30-year fixed • No prepayment penalty • NMLS# 2524161