Terms of Service

1. Acceptance of Terms

By accessing or using the website located at privatemortgagegroup.com (the “Site”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. These Terms apply to all visitors, users, and anyone who accesses or uses the Site. If you do not agree with any part of these Terms, you may not use the Site.

2. About Our Services

Private Mortgage Group, LLC (“PMG,” “we,” “us,” or “our”) is a licensed mortgage company (NMLS #2524161) operating in the State of Texas. The information provided on this Site is intended to help prospective borrowers, loan officers, and investors learn about our loan programs and services.

Nothing on this Site constitutes a commitment to lend, a loan approval, or a guarantee of any specific rate, term, or program availability. All loan applications are subject to credit review, underwriting approval, and compliance with applicable laws and program guidelines.

3. Not Legal or Financial Advice

The content on this Site is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult with qualified professionals before making any financial or real estate decisions. PMG is not responsible for any decisions made based on information obtained from this Site.

4. Permitted Use

You agree to use the Site only for lawful purposes and in a manner that does not:

• Violate any applicable federal, state, or local law or regulation
• Infringe on the intellectual property rights of PMG or any third party
• Transmit any harmful, fraudulent, or misleading content
• Attempt to gain unauthorized access to any systems or data
• Scrape, harvest, or systematically copy content from the Site without our written permission
• Interfere with or disrupt the Site's operation or servers

5. Accuracy of Information

We strive to keep the information on our Site accurate and up to date. However, loan programs, rates, terms, and eligibility requirements are subject to change at any time without notice. PMG makes no representations or warranties regarding the completeness, accuracy, or timeliness of any information on the Site. Always contact us directly to confirm current program details.

6. Mortgage Calculators & Tools

Any calculators, estimators, or tools on this Site are provided for illustrative purposes only. Results are estimates and do not represent actual loan offers, quotes, or approvals. Actual loan amounts, payments, rates, and costs will vary based on your specific financial situation, creditworthiness, and applicable program guidelines.

7. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Private Mortgage Group, LLC or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

8. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. PMG does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any site you visit.

9. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, PMG DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

PMG does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PMG AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THE SITE OR ITS CONTENT — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL PMG'S TOTAL LIABILITY TO YOU EXCEED $100.

11. Indemnification

You agree to indemnify, defend, and hold harmless Private Mortgage Group, LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

12. Geographic Limitations

Private Mortgage Group, LLC is licensed to conduct mortgage business in the State of Texas only. Information on this Site is not intended for use in any state where such information would violate applicable laws or regulations. Loan programs and services described on this Site are available only in Texas unless otherwise stated.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Collin County, Texas.

14. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

15. Contact Us

If you have questions about these Terms of Service, please contact us: