Private Mortgage Group
Partner Program for Texas Realtors

Have a Buyer We Can Help?
Submit Them in Minutes.

If your buyer has an ITIN and has been turned away by traditional lenders, we can likely get them into a home. We've funded over $150 million in ITIN loans in Texas.

90%
Max LTV
$150M+
ITIN Loans Funded
20+ yrs
Experience
21–28 days
Average Close Time

Why Realtors Partner With PMG

We close deals other lenders can't. That means more commissions for you.

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We Close the Deals Others Can't

ITIN buyers are turned away by banks every day. We specialize exclusively in this niche β€” your buyer gets a real path to homeownership.

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Fast Turnaround

We can give you a preliminary answer on your buyer within a few hours of receiving their info. No waiting weeks to find out if they qualify.

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20+ Years of Expertise

Carol Ussery and the PMG team have 20+ years of specialized experience. We know ITIN lending better than anyone in Texas.

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Up to 90% LTV

Your buyer may only need 10% down. Our 90% LTV program is one of the most competitive in the private lending space.

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You Stay in Control

We work with your timeline and your buyer. You keep the relationship β€” we just get the loan done.

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No Prepayment Penalties

We offer borrower-friendly terms including no prepayment penalties β€” making it easier to close and keep your clients happy.

Submit a Buyer Referral

Fill out the form with your buyer's basic details. We'll review it and get back to you within a few hours to let you know if they qualify and what program fits best.

1

Submit this form

Tell us about your buyer β€” takes 2 minutes

2

We review and respond

Quick answer on qualification β€” usually same day

3

We work the loan, you close the deal

We handle everything from application to close

Need to talk first?

(469) 333-0462[email protected]

Mon–Fri, 8 AM – 5 PM CT Β· NMLS #2524161

Your Information

We'll contact you with our assessment.

About Your Buyer

We respond within a few hours. No obligation.

What We Offer Your Buyers

Three flexible programs for different buyer profiles.

Lowest Down Payment
90% LTV
  • Only 10% down
  • Rates starting in the 9's
  • 30-year fixed
  • No prepayment penalty
With P&L Documentation
85% LTV
  • 15% down payment
  • CPA-prepared P&L required
  • Rates 8–9%
  • No prepayment penalty
Best Rate Program
80% LTV
  • 20% down payment
  • Top credit scores
  • Rates in high 7's
  • No prepayment penalty

Loans from $100K–$480K Β· Texas only Β· NMLS #2524161

Ready to Close More Deals?

Submit your buyer above or call us directly. We'll tell you in hours if we can make it work.